.nfpk-terms-page,
.nfpk-terms-page *{box-sizing:border-box}

.nfpk-terms-page{
  --ntp-accent:#ED2025;
  --ntp-gap:22px;
  --ntp-max:1200px;
  --ntp-text:#000000;
  --ntp-muted:rgba(0,0,0,.72);
  --ntp-hero-bg:#FFFFFF;
  --ntp-hero-border:rgba(0,0,0,.28);
  --ntp-hero-rail:#ED2025;
  --ntp-eyebrow-bg:#FFFFFF;
  --ntp-eyebrow-border:rgba(237,32,37,.32);
  --ntp-eyebrow-text:#000000;
  --ntp-title:#000000;
  --ntp-intro:rgba(0,0,0,.72);
  --ntp-meta-bg:#FFFFFF;
  --ntp-meta-border:rgba(0,0,0,.16);
  --ntp-meta-value:#000000;
  --ntp-meta-label:rgba(0,0,0,.72);
  --ntp-notice-bg:#FFFFFF;
  --ntp-notice-border:rgba(0,0,0,.18);
  --ntp-notice-text:#000000;
  --ntp-notice-icon-bg:#FFFFFF;
  --ntp-notice-icon:#ED2025;
  --ntp-panel-bg:#FFFFFF;
  --ntp-panel-border:rgba(0,0,0,.18);
  --ntp-panel-title:#000000;
  --ntp-item-bg:#FFFFFF;
  --ntp-item-border:rgba(0,0,0,.16);
  --ntp-item-title:#000000;
  --ntp-item-text:rgba(0,0,0,.72);
  --ntp-number-bg:#FFFFFF;
  --ntp-number-border:rgba(0,0,0,.16);
  --ntp-number-text:#000000;
  --ntp-hover-border:rgba(237,32,37,.45);
  width:min(100%,var(--ntp-max));
  margin-inline:auto;
  color:var(--ntp-text);
}

/* Same automatic day/night system used by FAQ. */
html:not([data-nfpk-theme="dark"]):not([data-theme="dark"]) body:not(.nfpk-dark-mode):not(.nfpk-dark) .nfpk-terms-page.is-theme-auto{
  --ntp-text:#000000!important;
  --ntp-muted:rgba(0,0,0,.72)!important;
  --ntp-hero-bg:#FFFFFF!important;
  --ntp-hero-border:rgba(0,0,0,.28)!important;
  --ntp-eyebrow-bg:#FFFFFF!important;
  --ntp-eyebrow-border:rgba(237,32,37,.32)!important;
  --ntp-eyebrow-text:#000000!important;
  --ntp-title:#000000!important;
  --ntp-intro:rgba(0,0,0,.72)!important;
  --ntp-meta-bg:#FFFFFF!important;
  --ntp-meta-border:rgba(0,0,0,.16)!important;
  --ntp-meta-value:#000000!important;
  --ntp-meta-label:rgba(0,0,0,.72)!important;
  --ntp-notice-bg:#FFFFFF!important;
  --ntp-notice-border:rgba(0,0,0,.18)!important;
  --ntp-notice-text:#000000!important;
  --ntp-notice-icon-bg:#FFFFFF!important;
  --ntp-notice-icon:#ED2025!important;
  --ntp-panel-bg:#FFFFFF!important;
  --ntp-panel-border:rgba(0,0,0,.18)!important;
  --ntp-panel-title:#000000!important;
  --ntp-item-bg:#FFFFFF!important;
  --ntp-item-border:rgba(0,0,0,.16)!important;
  --ntp-item-title:#000000!important;
  --ntp-item-text:rgba(0,0,0,.72)!important;
  --ntp-number-bg:#FFFFFF!important;
  --ntp-number-border:rgba(0,0,0,.16)!important;
  --ntp-number-text:#000000!important;
}
html[data-nfpk-theme="dark"] .nfpk-terms-page.is-theme-auto,
html[data-theme="dark"] .nfpk-terms-page.is-theme-auto,
body.nfpk-dark-mode .nfpk-terms-page.is-theme-auto,
body.nfpk-dark .nfpk-terms-page.is-theme-auto{
  --ntp-text:#FFFFFF!important;
  --ntp-muted:rgba(255,255,255,.74)!important;
  --ntp-hero-bg:transparent!important;
  --ntp-hero-border:rgba(255,255,255,.20)!important;
  --ntp-eyebrow-bg:transparent!important;
  --ntp-eyebrow-border:rgba(237,32,37,.42)!important;
  --ntp-eyebrow-text:#FFFFFF!important;
  --ntp-title:#FFFFFF!important;
  --ntp-intro:rgba(255,255,255,.74)!important;
  --ntp-meta-bg:transparent!important;
  --ntp-meta-border:rgba(255,255,255,.16)!important;
  --ntp-meta-value:#FFFFFF!important;
  --ntp-meta-label:rgba(255,255,255,.72)!important;
  --ntp-notice-bg:transparent!important;
  --ntp-notice-border:rgba(255,255,255,.18)!important;
  --ntp-notice-text:#FFFFFF!important;
  --ntp-notice-icon-bg:transparent!important;
  --ntp-notice-icon:#FFFFFF!important;
  --ntp-panel-bg:transparent!important;
  --ntp-panel-border:rgba(255,255,255,.18)!important;
  --ntp-panel-title:#FFFFFF!important;
  --ntp-item-bg:transparent!important;
  --ntp-item-border:rgba(255,255,255,.16)!important;
  --ntp-item-title:#FFFFFF!important;
  --ntp-item-text:rgba(255,255,255,.74)!important;
  --ntp-number-bg:transparent!important;
  --ntp-number-border:rgba(255,255,255,.16)!important;
  --ntp-number-text:#FFFFFF!important;
}

/* FAQ-identical hero language. */
.nfpk-terms-page__hero{
  position:relative;
  overflow:hidden;
  padding:clamp(28px,4vw,44px);
  margin-bottom:var(--ntp-gap);
  border:1.5px solid var(--ntp-hero-border)!important;
  border-radius:25px!important;
  background:var(--ntp-hero-bg)!important;
}
.nfpk-terms-page__hero::before{content:"";position:absolute;inset-inline-start:0;inset-block:18px;width:4px;border-radius:999px;background:var(--ntp-hero-rail)}
.nfpk-terms-page__eyebrow{display:inline-flex;align-items:center;padding:8px 14px;margin:0 0 17px;border:1px solid var(--ntp-eyebrow-border);border-radius:999px;background:var(--ntp-eyebrow-bg);color:var(--ntp-eyebrow-text);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:none}
.nfpk-terms-page__title{margin:0 0 14px;font-size:clamp(34px,5vw,58px);line-height:1.08;font-weight:900;color:var(--ntp-title)!important}
.nfpk-terms-page__intro{max-width:920px;font-size:16px;line-height:2;color:var(--ntp-intro)!important}
.nfpk-terms-page__intro p{margin:0}
.nfpk-terms-page__hero-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.nfpk-terms-page__meta-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 13px;border:1px solid var(--ntp-meta-border);border-radius:999px;background:var(--ntp-meta-bg)}
.nfpk-terms-page__meta-pill strong{font-size:15px;line-height:1;color:var(--ntp-meta-value);font-weight:800}
.nfpk-terms-page__meta-pill em{font-style:normal;font-size:12px;line-height:1.6;color:var(--ntp-meta-label)}
.nfpk-terms-page__notice{display:flex;align-items:flex-start;gap:12px;margin-top:18px;padding:14px 16px;border:1px solid var(--ntp-notice-border);border-radius:18px;background:var(--ntp-notice-bg)}
.nfpk-terms-page__notice>span{flex:0 0 28px;width:28px;height:28px;border-radius:999px;display:grid;place-items:center;background:var(--ntp-notice-icon-bg);color:var(--ntp-notice-icon);font-weight:900}
.nfpk-terms-page__notice p{margin:1px 0 0;line-height:1.8;font-size:14px;color:var(--ntp-notice-text)!important}

.nfpk-terms-page__body{display:grid;grid-template-columns:minmax(260px,310px) minmax(0,1fr);gap:var(--ntp-gap);align-items:start}
.nfpk-terms-page__sidebar{position:sticky;top:110px}
.nfpk-terms-page__toc{padding:clamp(16px,2.2vw,22px);border:1.5px solid var(--ntp-panel-border)!important;border-radius:25px!important;background:var(--ntp-panel-bg)!important;overflow:hidden}
.nfpk-terms-page__toc-head{margin:0 2px 13px}
.nfpk-terms-page__toc-title{margin:0 0 6px;font-size:21px;line-height:1.35;font-weight:800;color:var(--ntp-panel-title)!important}
.nfpk-terms-page__toc-subtitle{margin:0;font-size:13px;line-height:1.75;color:var(--ntp-muted)!important}
.nfpk-terms-page__toc-links{display:flex;flex-direction:column;gap:10px}
.nfpk-terms-page__toc-links a{display:grid;grid-template-columns:auto minmax(0,1fr);align-items:center;gap:10px;min-width:0;padding:13px 14px;border:1px solid var(--ntp-item-border);border-radius:18px;color:var(--ntp-item-title)!important;text-decoration:none!important;background:var(--ntp-item-bg)!important;transition:border-color .18s ease,background .18s ease,transform .18s ease}
.nfpk-terms-page__toc-links a>span{width:32px;height:32px;border-radius:11px;display:grid;place-items:center;background:var(--ntp-number-bg);border:1px solid var(--ntp-number-border);color:var(--ntp-number-text);font-size:11px;font-weight:900}
.nfpk-terms-page__toc-links a>b{display:block;min-width:0;font-size:13.5px;line-height:1.7;font-weight:750;color:inherit}
@media(hover:hover) and (pointer:fine){.nfpk-terms-page__toc-links a:hover{border-color:var(--ntp-hover-border);transform:translateY(-1px)}}

.nfpk-terms-page__sections{display:flex;flex-direction:column;gap:var(--ntp-gap)}
.nfpk-terms-page__section{position:relative;overflow:hidden;padding:clamp(16px,2.2vw,22px);scroll-margin-top:110px;border:1.5px solid var(--ntp-panel-border)!important;border-radius:25px!important;background:var(--ntp-panel-bg)!important;display:grid;grid-template-columns:auto minmax(0,1fr);gap:13px;align-items:start;transition:border-color .18s ease,background .18s ease}
.nfpk-terms-page__section::before{content:"";position:absolute;inset-inline-start:0;inset-block:18px;width:4px;border-radius:999px;background:var(--ntp-accent)}
.nfpk-terms-page__number-wrap{padding-top:1px}
.nfpk-terms-page__number{width:36px;height:36px;border-radius:13px;display:grid;place-items:center;background:var(--ntp-number-bg);border:1px solid var(--ntp-number-border);color:var(--ntp-number-text);font-size:12px;font-weight:900}
.nfpk-terms-page__section-title{margin:0 0 10px;font-size:clamp(20px,2.2vw,28px);line-height:1.45;font-weight:800;color:var(--ntp-item-title)!important}
.nfpk-terms-page__section-content{font-size:15px;line-height:2;color:var(--ntp-item-text)!important}
.nfpk-terms-page__section-content p{margin:0 0 10px}.nfpk-terms-page__section-content p:last-child{margin-bottom:0}
.nfpk-terms-page__section-content ul,.nfpk-terms-page__section-content ol{margin:10px 0;padding-inline-start:22px}
.nfpk-terms-page__section-content li{margin:6px 0}
.nfpk-terms-page__section-content a{color:var(--ntp-accent)!important}
@media(hover:hover) and (pointer:fine){.nfpk-terms-page__section:hover{border-color:var(--ntp-hover-border)!important}}

@media(max-width:1024px){
  .nfpk-terms-page__body{grid-template-columns:1fr}
  .nfpk-terms-page__sidebar{position:static;top:auto}
  .nfpk-terms-page__toc-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:767px){
  .nfpk-terms-page__hero{padding:24px 18px}
  .nfpk-terms-page__toc{padding:14px}
  .nfpk-terms-page__toc-links{grid-template-columns:1fr}
  .nfpk-terms-page__section{padding:14px;gap:10px}
  .nfpk-terms-page__number{width:32px;height:32px;border-radius:11px}
  .nfpk-terms-page__section-title{font-size:19px}
  .nfpk-terms-page__section-content{font-size:14.5px;line-height:1.9}
}